Consolidating secured debt
So Fi refinance loans are private loans and do not have the same repayment options that the federal loan program offers such as Income Based Repayment or Income Contingent Repayment or PAYE.Licensed by the Department of Business Oversight under the California Finance Lender Law License No. So Fi loans are originated by So Fi Lending Corp., NMLS # 1121636.The main type of debt that we don’t work with – which is an easier way for me to answer your question – is anything that’s secured, which means if you didn’t make payments, is there something they can turn off or take away.If you owe money to the electric company, if you don’t pay them they’re going to turn your electricity off.However, if you fail to pay back what you borrowed, the creditor can’t just come and take any of your property to pay back your debt.
Inidcate the amount you wish to borrow as the total of your secured debt.
I’ll also explain what debt consolidation is, different types of debt consolidation loans, where to get debt consolidation loans, alternatives to debt consolidation, and how to avoid scams.
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Rate is quoted with Auto Pay discount, which is only available when you select Auto Pay prior to loan funding. One Main All loans subject to One Main’s normal credit policies and may be subject to maximum or minimum size restrictions, which vary by state.
One Main makes loans above the illustrative amount(s) mentioned in this advertisement, but the maximum loan size depends on your credit history, with larger loans only available to a small number of highly qualified applicants offering collateral. citizen or permanent resident in an eligible state and meet So Fi's underwriting requirements. To qualify for the lowest rate, you must have a responsible financial history and meet other conditions.